FREE TOOL · FIG. 08 · NO EMAIL WALL
Overtime Take-Home.
What a Saturday actually pays after taxes — then the 0/25/75 split, and what the banked 75% could build on the clock.
$/HR
HRS
%
Your set-aside, not your actual tax rate — that’s a CPA number.
20 YRS
5102030
MONTHLY OT — NET
$864
The 0/25/75 Overtime Rule: 0% to lifestyle creep, 25% to enjoy now, 75% banked.
ENJOY 25% · $216BANK 75% · $648
BANKED 75% IN 20 YEARS
$337,560*
*ILLUSTRATIVE AT AN ASSUMED 7% AVERAGE ANNUAL RETURN, COMPOUNDED MONTHLY. NOT A PREDICTION OR A PROMISE.
NOTHING YOU TYPE HERE IS STORED — IT RUNS IN YOUR BROWSER.
EDUCATION, NOT PERSONAL ADVICE — SEE THE FINE PRINT