Terms.
The short version, in plain English. A fuller attorney-reviewed version follows at launch.
What you’re buying
Tools & Trades Money sells digital books and workbooks for personal, non-commercial use. You get a license to read and use them — not to resell, redistribute, or republish them.
Education, not personal advice
Everything on this site and in the books is general education, not personalized financial, tax, legal, or insurance advice. See the Fine Print for the full disclosure. You make your own decisions and own the results.
Payments and delivery
Purchases are handled by Paddle as Merchant of Record, which collects any applicable tax and emails your receipt and download link. Free calculators and quizzes require no account and no payment.
Changes
We may update these terms as the site grows. Material changes will be posted here.