T&TTOOLS & TRADESMONEY · FIELD MANUALSFREE PUNCH LIST
THE JOB SITE AUDIT · FREE

We audit budgets, never people.

Send us a real budget — numbers only, no names — and we tear it down and rebuild it on the bench, the way the books teach. Some rebuilds get published so the whole crew learns. Yours never does without your OK.

HOW IT WORKS
01
SEND THE NUMBERS

Take-home, fixed bills, debts, and what's going sideways. Numbers only — no names, no photos, no hard-luck essay required.

02
WE REBUILD IT ON THE BENCH

Teardown and rebuild with the same tools the books teach: worst-month first, stack paid first, every leak flagged and priced.

03
YOU GET THE TEARDOWN

Ask us to publish it (consent box below) and the annotated rebuild lands in your inbox and, if it helps the crew, gets shared — every number rounded and every detail scrubbed. Skip the box and the audit stays yours alone.

FREE DOWNLOAD · THE AUDIT PACK

THE JOB SITE AUDIT PACK

Run your own numbers the way we would. Worksheets plus the consent form to submit yours for a teardown. Run your own numbers first, then submit yours below.

FREE PDF · NO. 4
Send me the Audit Pack.
Worksheets + the submit-yours consent form.
NO SPAM. NO SELLING YOUR INFO. UNSUBSCRIBE ANYTIME.
THE ANONYMITY PROMISE

Nobody gets made an example of.

No names, no employers, no towns — ever. We don't ask; don't tell us.
Published only with your written OK — numbers rounded, details scrubbed.
Instant teardowns are never stored — the numbers process and go. If you leave an email, that address is the one thing we keep (with Kit, our email provider) so the teardown can come back.
Anything we do keep is delete-on-request, no questions asked. One email and it's gone.
This is education, not personal advice. The teardown shows the math; the calls stay yours.
SUBMISSION FORM

AI-assisted, human-reviewed. Your numbers are processed by an AI system (Anthropic’s Claude) running our structured teardown framework, under the rules on our privacy page — the instant read lands right here on the page; ask for the emailed version and it lands in your inbox. General education, not personal advice. Read the privacy page.

THIS BOX GOES TO OUR AI TO BUILD THE TEARDOWN, ALONG WITH YOUR NUMBERS — DON'T INCLUDE NAMES, EMPLOYERS, OR ANYTHING ELSE IDENTIFYING.
SEND IT IN FOR A TEARDOWN
EDUCATION, NOT PERSONAL ADVICE. WE NEVER SELL OR SHARE WHAT YOU SEND.