FREE TOOL · FIG. 03 · NO EMAIL WALL
The Backup Generator.
A cushion that holds when the hours get cut. Steady W-2 work needs less; seasonal and 1099 need more. Size yours, then see how long to fill it.
$/MO
Rent, food, utilities, minimums — the must-pays only.
HOW STEADY IS THE WORK?
3 MO
Starts at the default for your work. Nudge it to fit.
$/MO
THE BACKUP GENERATOR
$9,000
3 months of essentials for w-2, steady hours work.
AT $500/MO, YOU'RE THERE IN18 MONTHS≈ 1.5 YEARS
NO PROJECTION HERE — JUST YOUR NUMBERS. EDUCATION, NOT PERSONAL ADVICE.