T&TTOOLS & TRADESMONEY · FIELD MANUALS FREE PUNCH LIST

COMPANION FIGURES · JOURNEYMAN · VOL. 2

Full-color figures & MATH boxes from the book

Every chapter’s MATH box and shop-manual figure, in full color — the same diagrams from the volume, sized for the phone in your hand.

Two identical ladders side by side: one 40 rungs tall topped $525K, one 20 rungs topped $208K, both labeled “same $96,000 in.” — FIG 2.1The StackThe Snowball Effect

A snowball rolling down a graded incline marked in decades, doubling in labeled size from $10K to $20K to $40K to $80K to $160K. — FIG 2.1The StackThe Snowball Effect

A parts-bin shelf where the same $500 price tag buys 10 shares at $50, 25 at $20, or 12.5 at $40, stenciled “the worst months buy the most.” — FIG 2.2The Market Goes Up More Than It Goes DownThe Market Goes Up More Than It Goes Down

A taped three-line note inside an open gang-box lid in handwriting-style stencil, a thumb hovering over a ghosted phone in the corner. — FIG 2.2The Market Goes Up More Than It Goes DownThe Market Goes Up More Than It Goes Down

A cross-section of a coin pipeline with a small 1.5% tap siphoning into a barrel stamped $118,000 over 30 years. — FIG 2.3Your Investment Tool StoreYour Investment Tool Store

A hardware-store aisle of identical lumber stacks, one bin tagged 0.03% and one 1.2%, stenciled “same materials, different markup.” — FIG 2.3Your Investment Tool StoreYour Investment Tool Store

A torque-spec chart: a “your $3,000” bolt plus a free “boss $1,500” orange bolt clamping a plate stamped ≈96% head start. — FIG 2.4Retirement Ain’t a Dream — It’s a PlanRetirement Ain’t a Dream — It’s a Plan

Retirement-stack scaffolding with rungs labeled match, Roth IRA, more 401(k), and taxable bridge. — FIG 2.4Retirement Ain’t a Dream — It’s a PlanRetirement Ain’t a Dream — It’s a Plan

A four-pipe manifold feeding one monthly meter, pipes labeled pension $3,600, Social Security $2,000, annuity $800, and Roth $600 tax-free, the meter reading $7,000/mo. — FIG 2.5The Union AdvantageThe Union Advantage

A union benefit statement drawn as a folded blueprint with a magnifier over the words multiplier and vesting. — FIG 2.5The Union AdvantageThe Union Advantage

A 12-month gauge dial with summer months shaded orange and winter blue, a governor valve labeled “pay yourself $3,750/mo all year.” — FIG 2.6the Worst-Month BudgetFeast and Famine — Money for Seasonal Work

A three-account plumbing schematic with tanks labeled operating, off-season, and taxes & wealth. — FIG 2.6the Worst-Month BudgetFeast and Famine — Money for Seasonal Work

A jon-boat blueprint: two figures rowing the same way versus an inset of one rowing while the other drills a hole, callout “$400/mo counter-spend ≈ −$490,000 over 30 years.” — FIG 2.7Getting Your Family on the CrewGetting Your Family on the Crew

A kitchen table drawn as a plan table with one page of numbers, a 15-minute hourglass, and two coffee mugs. — FIG 2.7Getting Your Family on the CrewGetting Your Family on the Crew

Three mason jars labeled spend, save, and give on a workbench, a growth-chart ruler on the wall marked “$100/mo, birth→18 ≈ $41,000.” — FIG 2.8A Head Start Without the SpoilingA Head Start Without the Spoiling

Three labeled jars and a growth ruler recomposed in portrait, tracking a child’s savings from birth to 18. — FIG 2.8A Head Start Without the SpoilingA Head Start Without the Spoiling

Two spec sheets: “exciting — $10K down 50% to $5K, needs +100% to break even” with a snapped line graph, versus “boring — $500/mo × 30 yrs ≈ $610,000” with a steady stair-step line. — FIG 2.9Get Rich Slow — Don’t Go Broke FastGet Rich Slow — Don’t Go Broke Fast

A five-stage scam-filter assembly labeled 48-hour, spouse, emergency fund, 12-year-old, and sleep, with a too-good-to-be-true “sure-thing returns” pitch caught as sludge in the first stage. — FIG 2.9Get Rich Slow — Don’t Go Broke FastGet Rich Slow — Don’t Go Broke Fast

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